4x4 Insurance

4 x 4 Insurance

4x4 Insurance from Lancaster Insurance

Lancaster Insurance has been arranging specialist 4x4 insurance for over twenty years.

As a leading broker in the market, we offer a high quality product and level of service which gives you peace of mind and security on the road.

We understand that price is important; this is why we focus on saving you money on your policy and offering additional benefits for insuring your 4x4 with us.

We offer discounts to Club Members and Limited Mileage vehicles, as well as Accidental Damage Cover.

Most policies also include Green Laning & Off-Road Cover as standard.

With a wealth of knowledge and experience in the 4x4 market, we are able to arrange cover for a huge variety of 4x4 and off-road vehicles including Land Rover, Range Rover, Mitsubishi Shogun, Nissan Terrano, Volvo XC90 and many more.

Insuring your vehicle can be time-consuming - here at Lancaster we ensure the process is easy and hassle free.

We have a large panel of insurers available and can give you a list of competitive quotes in a matter of minutes.

So rather than calling various insurers, we’ll pick up the phone and do this for you!

How we could save you money

We understand that the price needs to be right and is, more often than not, the deciding factor when choosing car insurance.

This is why we design our policies in a way that you can see what you could save.

Your policy will be tailored to suit you and cater for your needs.

Because it’s a personal purchase, we make it a personal policy.

We already provide competitive prices; but here are a few ways where you can save even more:

Limited Mileage

If you only travel a small number of miles a year, make sure you let us know.

This will usually decrease the cost of your policy.

Owners Club Members

Don’t forget to let us know if you are part of a member’s club.

This will entitle you to up to 25% off any of our 4x4 insurance policies.

So if you’re not currently a club member, we encourage you to join one.

The savings are there for you!

Add Another Driver

Don’t forget that in some cases adding an experienced driver to your policy could reduce the cost.


When modifications have been made to vehicles it can sometimes be hard to find a cost-effective policy.

Lancaster will always endeavour to find you a great price, so make sure you tell us about all the modifications on your car.

Keep In Garage

Ensure your vehicle is kept in a secure garage overnight, this could keep the costs down.

Why not try a few of these tips? You never know, you may save more than you think!

Alternatively, you can telephone us to discuss your specific classic car insurance requirements.

01480 484826

Available Benefits at a Glance:

  • 4x4 Car Club member discounts available
  • Greenlaning & off road cover 
  • Community First Response* 
  • Choice of repairer
  • Free EU cover up to 90 days
  • Salvage retention
  • Limit Mileage Discounts Available
  • 24 Hour Claims Helpline
  • UK Based Call Centre

*(available upon referral)